Retirement Planning
退休规划

The Pros and Cons of Investing Unit Trust/PRS/EPF

投资单位信托基金/PRS/EPF的利弊

Pros 好处

• Good Investment vehicle for regular saver

• The starting amount is still reasonably low

• Investment is easy to build up on a regular basis

• Benefit derived from Riggit cost averaging

• Unit trust gives a well balanced investment portfolio that do not need to manage yourself

• You can choose to sell your share at any time when the price is right

• Entitled for Manulife Privilege Club Key Benefits

  
  

• 定期储蓄者的良好投资工具

• 起始金额仍然相当低

• 投资很容易定期积累

• 从成本平均法中获得的好处

• 单位信托基金提供了一个均衡的投资组合，无需自己管理

• 您可以选择在价格合适的任何时候出售您的股票

• 尊享宏利优越会主要礼遇

Cons 坏处

• Affected by the ups & downs of equity Market

• 受股市起伏影响